Enjoy many benefits

• Supplemental coverage: Supplemental plans generally focus on specific areas of coverage that may not be fully covered by a primary health insurance plan. For example, they may offer additional coverage for prescription medications, dental care, vision services, hearing care, physical or rehabilitation therapy, long-term care, among others. These plans are designed to complement existing coverage and help cover additional expenses related to certain health services..

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• Shared costs: Like any other health insurance, supplemental plans may have cost-sharing for the insured. This can include monthly premiums, deductibles, copayments, and coinsurance. Costs may vary depending on the plan and the insurance company, as well as the specific services covered..

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• Purchase flexibility: Supplemental plans are generally sold independently and can be purchased separately from the main health insurance plan. This allows policyholders to customize their coverage and choose the supplemental plans that best fit their specific needs. It is also possible to acquire multiple supplemental plans to address different areas of coverage..

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• Coordination with the primary health insurance: It is important to note that supplemental plans work in conjunction with the primary health insurance. This means that claims are first submitted to the primary health insurance and then to the supplemental plan, if applicable. Payments and coverage are subject to the terms and conditions of both plans..

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• Restrictions and limitations: Like any insurance, supplemental plan policies may have restrictions and limitations regarding covered services, healthcare providers, and benefit limits. It is essential to carefully read the terms and conditions of the policy to understand which services are covered and which are not.